Bank Negara Malaysia(BNM) shortlist 77 Syarikat Pelaburan Tidak Sah!
Bukan berniat untuk menjatuhkan reputasi syarikat-syarikat pengeluar emas yang lain, tetapi orang ramai diminta berhati-hati daripada terjerat dengan janji2 pulangan lumayan yang ditawarkan pihak syarikat yang tidak berdaftar!
77 Syarikat Pelaburan tersebut kebanyakannya menjurus kepada pelaburan emas, perniagaan mata wang asing atau menjalankan pelaburan tidak berlesen. BNM sendiri tidak pernah mengeluarkan sebarang lesen mahupun surat kebenaran perniagaan kepada syarikat tersebut yang menjalankan aktiviti pemajakan, pemfaktoran, pembangunan kewangan atau pembangunan kredit. Penerangan daripada BNM mengenai isu ini adalah Akta Bank dan Institusi Kewangan 1989, syarikat-syarikat tersebut perlu mendapat perakuan bertulis daripada Bank Negara sebelum boleh menjalankan aktiviti itu di negara ini namun surat perakuan itu bukanlah lesen perniagaan atau kelulusan daripada BNM berhubung dengan perniagaan terjadual seperti dinyatakan dalam surat perakuan berkenaan, ataupun perniagaan lain yang dijalankan oleh institusi terjadual berkenaan tetapi hanya untuk disimpan bagi tujuan perangkaan semata-mata.
Andai kata syarikat-syarikat tersebut telah berhenti daripada menjalankan perniagaan terjadualnya, BNM akan menarik balik surat perakuan tersebut. Dinasihatkan kepada orang ramai yang ingin menyertai mana-mana pelaburan perlulah menyemak terlebih dahulu samada syarikat pelaburan tersebut tersenarai atau tidak dalam 77 Syarikat Pelaburan Tidak Sah.Jangan mudah gelap mata dengan janji janji pulangan lumayan dalam sekelip mata kerana dikhuatiri anda akan menjadi mangsa sindiket penipuan pelaburan.
Transaksi Jual Beli Emas Genneva Malaysia diputuskan haram?
Mekanisme jual beli emas dan perak sepatutnya seiiring dengan hukum jual beli. Genneva Malaysia, sebuah kompeni ternama di Malaysia, tidak asing lagi akan operasi jual beli emas di Malaysia. Namun begitu, akhir2 ini, fatwa hasil muzakarah 3 hari berturut2 yang dianggotai mufti2 ternama, telah memutuskan bahawa transaksi jual belli emas di Genneva, skimnya adalah HARAM.
Bagi Umat Islam di luar sana, pastikan anda tidak terlibat dengan mane2 transaksi jual beli emas samada dalam mahupun luar negara yang bertentangan dengan prinsip jual beli emas, seperti yang digariskan oleh syarak dan undang-undang konvensional.
Suatu urusan jual beli yang mengiku syara' harus diteladanani syarikat2 lain agar rakyat Malaysia dapat menikmati kekayaan dengan cara yang halal, bebas unsur riba, judi dan gharar ataupun ketidak pastian.
Emas Fizikal versus Emas Maya(Gold Certificate)
- Hukum jual beli Sijil Emas adalah haram di sisi Islam kerana akad tidak jual beli tidak lengkap dan barang jualan tidak nyata.
- Emas fizikal boleh dicairkan kepada wang ringgit pada bila2 masa jika anda terdesak nk guna wang
- Emas fizikal juga mempunyai harga beli balik yg lagi tinggi dari sijil emas.
- Emas fizikal memberi kepuasan kepada si pemunya
- Emas fizikal boleh dibeli semasa harga betul2 murah, dan boleh dijual semula dengan harga yg lagi mahal mengikut harga pasaran
- Sijil emas di akaun bank tidak mendapat perlindungan PIDM. kalau dah muflis, mane anda nk cekau duit lagi??
Nasihat sy, sebelum melibatkan diri dlm pelaburan emas, pastikan anda celik dengan ilmu emas supaya tidak mudah ditipu pengedar di luar sana yg cekik darah. Pengedar yg anda boleh percayai ialah pengedar2 dari GSR! tunggu ape lagi,jom order!
Emas cecah RM 6,140 per ounce = 28.1 gram!
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Pasaran bull ataupun bull market dijangka meningkat pada paras tertinggi TERBARU menjelang awal 2012 selepas bergelut dengan krisis hutang zon euro yg berterusan. Tahun 2012, merupakan waktu terbaik untuk pembeli2 baru memulakan simpanan anda dlm bentuk EMAS kerana pada tahun 2013, dijangka ekonomi US pulih dengan melonggarkan sekatan monetari(wang kertas). Untuk tahu lebih lanjut tentang hutang zon euro, sila bace post di page ini Preparing for the "Grexit"-HELLISH OPTION.
Anda akan lihat bahawa petanda2 bahawa harge emas mungkin akan mencapah ke AS$2000 pada tahun 2,000, memcahkan rekod harge emas tertinggi di pasaran pada tahun 2012.
P/S : semasa anda fikir untuk beli atau tidak, orang lain sudah mula menghitung wang yang ada untuk ditukap kepada emas.
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Harga EMAS dijangka Melambung!
Adakah ini merupakan ura-ura ataupun bakal menjadi realiti? Jika anda fikirkan ura-ura, anda SALAH! Sy berani berkata bahawa harga emas akan naik memuncak tidak lama lagi... dianggarkan pada tahun 2013, emas akan mengalami demand tertinggi di mana kebanyakan bank mule mengumpul semula logam berharga ini dlm bentuk tukaran wang ringgit yang berlipat ganda! Dijangka kenaikan boleh mencapai sehingga RM 4,840 per ounce! satu ounce beratnye lebih kurang 28.1 gram. kini sy dah ade 50 gram dlm tangan, kalau sy tukar smue tu dengan wang ringgit, anda boleh bayangkan berapa byk sy boleh dpt by 2013????!
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Preparing for the "Grexit"-HELLISH OPTION
Preparing for the "Grexit"-HELLISH OPTION
The Grexit, or Greece’s exit from the euro, is becoming more likely, judging by how frequently it is mentioned these days. Unfortunately, preparing for it may be more difficult than many believe. Before addressing that point, I would like to first illustrate the extent of the problem.
The Grexit, or Greece’s exit from the euro, is becoming more likely, judging by how frequently it is mentioned these days. Unfortunately, preparing for it may be more difficult than many believe. Before addressing that point, I would like to first illustrate the extent of the problem.
This chart was included in an excellent article by Mish (a/k/a Mike Shedlock) on hisGlobal Economic Analysis website. He notes: “One chart is all it takes to prove a full-fledged European bank run…is well underway in the Club-Med countries and Ireland”, i.e., the so-called PIIGS.
There is a lot more in Mish’s article, which I recommend reading. But I would like to use the above chart to make an important point about the Grexit.
It is clear that money is flowing from the PIIGS into Germany, and the reason is simple. People in these periphery countries are fearful that if their country leaves theeurozone and their national currency is re-launched, they would lose purchasing power. This problem is particularly acute for the Grexit, as it is widely believed that a new drachma would be worth 40% less than the euro. A devaluation of that magnitude is necessary to make the Greek economy competitive once again. But note the title on the above chart – “Net Claims of National Central Banks within theEurosystem”. There are two important points to make.
First, Germany is in effect lending money to these countries through the ECB and the so-called Target system. If Greece exits the euro and changes its external liabilities to Germany from euros to drachmas, Germany would take a 40% hit on its asset. Is Germany willing to accept that big loss? Note from the above chart that the PIIGS owe Germany €640 billion. This huge debt is about 25% of Germany’s GDP, and it doesn’t even include all the other debts owed to Germany by the PIIGS. One has to ask, what will Germany do to protect itself if any of the PIIGS leave the euro?
Second, each European state has a national central bank, which contrasts to the US monetary union where the dollar circulates within the American states. If money moves from California to New York, there is no New York central bank to record that state’s claim on people living in California. But Germany knows exactly where all of the euros flowing its way are coming from on both an aggregate and individual basis. In other words, the euros from the PIIGS are deposited in German banks, and every bank knows the name, address and nationality of each depositor.
So let’s assume Nico transfers euros from his Greek bank to his bank account in Germany before the Grexit. Nico thinks his euros are now safe, but are they?
What if the Eurocrats in Brussels decide that Nico was “speculating” with the “hot money” he transferred to Germany? Even though Nico was simply acting prudently seeking what he thought was a safe-haven for his life savings, which were held in euros, the Eurocrats could easily make the claim he was speculating because he moved the money out of Greece, his home country.
So to put their words into action, the Eurocrats determine that coincident with theGrexit and re-launch of the drachma, all euros deposited in banks anywhere inEuroland by Greek nationals becomes a drachma deposit. Germany is saved because it no longer owes euros to Nico. But Nico’s life savings are not safe after all. And the same thing could happen to Juan, Paddy, Luigi and their countrymen in the PIIGS, if they think that moving their euros to Germany is safe.
First, Germany is in effect lending money to these countries through the ECB and the so-called Target system. If Greece exits the euro and changes its external liabilities to Germany from euros to drachmas, Germany would take a 40% hit on its asset. Is Germany willing to accept that big loss? Note from the above chart that the PIIGS owe Germany €640 billion. This huge debt is about 25% of Germany’s GDP, and it doesn’t even include all the other debts owed to Germany by the PIIGS. One has to ask, what will Germany do to protect itself if any of the PIIGS leave the euro?
Second, each European state has a national central bank, which contrasts to the US monetary union where the dollar circulates within the American states. If money moves from California to New York, there is no New York central bank to record that state’s claim on people living in California. But Germany knows exactly where all of the euros flowing its way are coming from on both an aggregate and individual basis. In other words, the euros from the PIIGS are deposited in German banks, and every bank knows the name, address and nationality of each depositor.
So let’s assume Nico transfers euros from his Greek bank to his bank account in Germany before the Grexit. Nico thinks his euros are now safe, but are they?
What if the Eurocrats in Brussels decide that Nico was “speculating” with the “hot money” he transferred to Germany? Even though Nico was simply acting prudently seeking what he thought was a safe-haven for his life savings, which were held in euros, the Eurocrats could easily make the claim he was speculating because he moved the money out of Greece, his home country.
So to put their words into action, the Eurocrats determine that coincident with theGrexit and re-launch of the drachma, all euros deposited in banks anywhere inEuroland by Greek nationals becomes a drachma deposit. Germany is saved because it no longer owes euros to Nico. But Nico’s life savings are not safe after all. And the same thing could happen to Juan, Paddy, Luigi and their countrymen in the PIIGS, if they think that moving their euros to Germany is safe.
There is only one way to seek safety from fiat currency – exit the fiat currency system altogether. The only way to do that is to buy tangible assets. Nico shouldhave instead bought gold. by James Turk - Goldmoney
